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ISA
In April 2016 the government introduced the new Innovative Finance ISA. This was a huge step forwards to helping British businesses raise the funds they need to grow and create employment. Now you can enjoy good fixed interest returns on your tax-free ISA savings. It is important to maximise your tax-free savings and use your annual ISA allowances.
What is an IFISA?
It is simply the name for the type of ISA, which allows you to invest in peer to peer lending and crowd funding.
What tax is payable on an ISA?
There is no tax on the growth within the ISA, or upon taking income or cash withdrawals.
Can I take an income from my ISA?
With our ISA’s, you can take a fixed monthly income from your interest credited on your account or simply take a withdrawal when you need it. You can easily see your cash balance on your account by logging in.
What are the costs?
Our ISA is free. No set up costs, no annual management or platform charges, no IFA fees.
How much can you invest?
You can put £20,000 into an ISA each financial year. (6th April) You can transfer all of your existing current ISA’s into our IFISA. If you want to invest more than your current allowance.
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